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We can undertake this work for you on a chargeable basis. Please get in touch with us to discuss this further.

The government have decided how many bedrooms you need for the size of your family. Read our advice about if you should move, in our Moving Hub.

If you have more bedrooms than the government states that you need for the size of your family, you will be classified as under occupying your home. This is also known as the bedroom tax. You can check how many bedrooms you are entitled to by using this calculator. If you have more bedrooms than you

If you owe companies money, contact them as soon as you possibly can to set up a repayment plan that is affordable for you. You can contact the Citizens Advice Bureau or StepChange if you need support to do this.

When dealing with debt, set realistic and manageable timescales. Solving debt doesn’t happen overnight but creating a plan will make this more achievable and less stressful. Set up payment goals. If you have small debts, it may be easiest for you to pay these off completely first. Look at what debts

Completing an income and expenditure sheet will help you to see where you are spending money. You can complete a sheet here. If you are struggling to manage your expenses you may need advice on how to manage debt. Step Change offer free advice and debt solutions. Click here to access advice from

If you are struggling with your debts, the first thing you should do is check that you are getting everything that you are entitled to. This could be anything from Child Benefit to Personal Independence Payments. You can check your entitlements by using the benefits calculator tool on the UK

You may have been declined a benefit due to attending a medical assessment and the outcome not being in your favour. When this happens, you can ask the Department of Work and Pensions (DWP) to look at their decision again. This is called a mandatory reconsideration. You can ask for this over the