Medical cash back plan

We believe that looking after your health is the most important thing you can do to achieve your full potential and feel your best both at home and in work. At LiveWest we provide a health care cash plan to all colleagues to help them cover the costs of their day to day healthcare and support them in leading a healthy lifestyle.

What is a health care cash plan?
Health care cash plans are designed to help with everyday health care costs and offer cash payments for a variety of health care needs such as dental, optical and physiotherapy. Unlike private health insurance there is no need for pre-authorisation before you can take advantage of the cover.
All health care plans are classed as a benefit and therefore taxable, however the premium is covered by LiveWest in full.

All colleagues are automatically enrolled into a health care cash plan with Level 1 cover paid for by LiveWest. IMS and estate colleagues receive Level 5 cover. 
Colleagues can opt to upgrade their policy and pay to increase the level of cover for which they are able to claim. Many of the other levels include cover for partners, and for children up to the age of 23.

Extra benefits 
Alongside all the great benefits that the plan offers, colleagues can also access additional services with MyWellbeing which includes the following:

• speak to a GP anytime, anywhere 24/7 or webcam
• private prescription medication available to be delivered to your home from the GP helpline
• access discounts towards gym memberships, sports equipment and days out
• use health evaluation tools.